Rates and Fees

tdbpaydayadvance.com operates as an informational and connection service between borrowers and independent lenders. We do not provide loans directly. This means we do not make credit decisions, determine fees, or set APR terms. We are also not involved in your loan agreement and do not know the specifics of the offer you may receive.

Our platform is designed to streamline your loan request process and connect you with reliable lending partners who may be able to help meet your financial needs.

All loan-related details — including fees, interest rates, repayment terms, APR, late payment policies, and renewal options — will be clearly outlined in your loan agreement, and are subject to individual lender policies and your local state regulations.

This service is entirely free for you to use. You are under no obligation to accept any loan offer. If you are not satisfied with the offer provided, you may decline it without penalty.

Our mission is to help users make informed decisions, not to pressure you into accepting the first available loan. We provide educational resources to help you better understand how personal loans work and how to use them responsibly.

Once a lender approves your request, they will present a loan offer that includes the repayment schedule, fees, APR, and renewal conditions (if applicable). You are strongly encouraged to read this agreement carefully and ensure you understand all conditions before signing.

Important: Non-payment may result in additional fees, credit score damage, and collection actions. If you cannot make a payment on time, contact your lender immediately to discuss available options.

Some lenders may allow loan renewals, but each has its own policy. Please review their renewal terms thoroughly before accepting any offer.

If you have questions about your loan, please contact your lender directly. Our support team can only assist with matters related to our website and services — not your specific loan terms.

The content above is provided for informational purposes only and does not constitute legal advice.